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“Insurance for Hazardous occupations”

As overall lifestyle is taken into consideration when applying for term life insurance coverage, one of the principals that underwriters evaluate when deciding to grant approval is your career. Applicants who risk their lives or…

“Why do older people need Life Insurance”

LIFE INSURANCE OVER 50,65,85- WHY DO OLDER PEOPLE NEED LIFE INSURANCE? Many older Americans find themselves without adequate life insurance, just at a time when it is harder to obtain coverage because of age or…

“Using Life Insurance wisely”

Estate or “Death” taxes can be as high as 55% when the insurance policyholder dies. Many families cannot afford to pay these steep taxes and still maintain the lifestyle that they are accustomed to. Therefore,…