• Term life insurance is inexpensive and can cost a considerable amount less than permanent life insurance.
  • There are no strings attached with this form of insurance and you are free to stop paying whenever you want.
  • You can begin using term insurance and if you feel like you want more coverage, you can then convert to permanent life insurance if you wish.


  • Term life insurance only provides coverage. There are no other rewards and there is no cash value.
  • You are free to stop paying whenever you please, but should you choose to do so you will no longer have any life insurance coverage.
  • Term prices increase at a rapid pace as you get older and as you get older, your need for this type of insurance will become more and more crucial.

  Advise. Insure. Prosper

Our professional team at Advisen Life & Wealth have a very strong commitment to providing specialized, personalized, and quality insurance plans to all our clients at extremely competitive pricing, and in an accurate and efficient manner.